Разгребаем свои финансовые проблемы с помощью Claude — в сети собрали 10 полезных промптов. Забираем текст ниже, адаптируем под себя и отправляем его ИИ: • Избавляемся от долгов: Act as a debt elimination specialist. These are my debts: [list with balance, interest rate, and minimum payment] Extra monthly payment available: [amount] Compare three strategies: Snowball: pay off the smallest debt first. Avalanche: pay off the debt with the highest interest first. Hybrid: balance between motivation and interest savings. For each strategy, calculate: payment order, recommended monthly payment, approximate interest, estimated elimination date, advantages, disadvantages, and which one you would choose for my case. End with a clear monthly plan and a tracking table. • Ищем скрытые расходы: Act as a personal expense auditor. I want to find hidden leaks in my monthly budget. Analyze these expenses: [paste expenses or categories] Household size: [number of people] Monthly income: [amount] Look for leaks in: forgotten subscriptions, delivery food, impulse purchases, overpaid bills, bank fees, insurance, energy, transportation, leisure, and small recurring expenses. Classify each leak by: potential savings, difficulty to eliminate it, impact on quality of life, and priority. Give me a 30-day expense reduction plan without turning my life into a financial prison. • Составляем бюджет: Act as a practical financial coach. I want to create a budgeting system that I can stick to without feeling shame, guilt, or social pressure. My monthly income is: [amount] My fixed expenses are: [amount] My biggest spending trigger is: [description] Design a budget based on 50/30/20, but adapted to my reality. Include: recommended allocation, limits per category, weekly review system, guilt-free leisure rules, and phrases for turning down expensive plans without looking bad. Give me 5 realistic scripts for social situations like dinners, trips, birthdays, group shopping, or impromptu plans. • Забываем про импульсивные покупки: Act as a financial behavior systems designer. I want to stop making impulse purchases. My main triggers are: [description] I use my credit card with this frequency: [level] Categories where I spend most impulsively: [list] Design a 30-day system to increase friction before buying. Include: waiting rule for non-essential purchases, flexible weekly spending limit, wish list system, subscription review, rule for online purchases, rule for emotional purchases, and a template for deciding whether to buy or not. The goal is not to forbid everything, but to help me shop with intention. • Учимся копить деньги: Act as a personal financial planner. I want to create an automatic savings system that doesn't rely on my willpower. My monthly net income is: [amount] My fixed expenses are: [amount] Current savings: [amount] Main goal: [emergency fund / trip / investment / housing / debt] Design a savings hierarchy with: first emergency objective, 3 to 6 months of expenses objective, recommended automatic percentage, transfer frequency, ideal account for each goal, rules for not touching the money, and progressive savings increase plan. Include a simulation with small, medium, and aggressive contributions.